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What is Medicare Part A Coverage?

Medicare is health insurance offered by the federal government to most people who are 65 and older and to some younger people who have disabilities. Part A is the original Medicare insurance coverage and it helps pay for hospital bills. When you sign up for Medicare, you automatically get Part A. Most people will not have to pay a monthly cost (premium) for Part A, because they or their spouse paid Medicare taxes while they were working. Part A covers cost when in the hospital, such as:
  • Hospital rooms
  • Meals
  • Nursing services
  • Part A also covers hospice care and home health care
Part A is one of four types of insurance coverage offered by the federal government for people who qualify. It is the only part in which coverage is automatic and where there are no monthly cost involved for most people.